ICICI Bank has been one of the top credit card issuers in India. Several ICICI Credit Cards are now available with improved facilities and cater to the specific needs of the cardholders. Nowadays, it is quite simple to apply for a credit card online. What is more difficult is to choose the right ICICI Credit Card for you from the extensive array of credit cards under multiple categories. To ease your problem, we have gone through them all and have selected the 5 best ICICI credit cards you can apply online to enjoy the maximum benefits. Check out the details of them here.
Credit Card | Annual Renewal Fee | Best Feature |
ICICI Bank Coral Credit Card | ₹500 + GST | Tailored to meet the needs of frequent online shoppers. |
ICICI Expressions Credit Card | ₹499 + GST | Earn reward points and discounts on all purchases. |
ICICI HPCL Credit Card | ₹199 + GST | Earn cashback and reward while purchasing fuel. |
Amazon Pay ICICI Credit Card | Nil | Co-branded credit card designed specifically for availing discount on Amazon purchases. |
ICICI Bank MMT Platinum Credit Card | Nil | Unlimited complimentary domestic and international airport lounge access |
Now, let us check out the details of each of these credit cards.
ICICI Bank Coral Credit Card
It is a point-based basic credit card recommended for frequent online shoppers. In addition to reward points, cash back, and gift vouchers, the users can enjoy benefits like complimentary lounge access, cashback on travel tickets, discounts on movie tickets and shopping, and much more.
- Get the exciting offer ‘Buy 1 and Get 1 Free’ at INOX Cinema.
- 2 PAYBACK points on spending ₹100.
- Get complimentary airport and railway lounges access.
- Free tickets on BookMyShow tickets every month.
- Up to 15% discount on dining at selected restaurants.
- Get 2000 PAYBACK points on spending ₹2 lakh using this card.
ICICI Expressions Credit Card
It is an entry-level credit card that offers discounts on flight tickets, shopping, and so on. You can customize your credit card from the 175 different designs available.
- 3 reward points on spending ₹100 for transactions except for utility bills, fuel, and insurance categories.
- 1 reward point on spending ₹100 on utility bills, and insurance category transactions.
- Up to a 20% discount on dining at partnered restaurants.
- Up to 25% discount on booking two movie tickets through the BookMyShow app twice a month.
- Complimentary access to a domestic lounge every quarter of the year.
ICICI HPCL Credit Card
ICICI Bank in partnership with HPCL launched ICICI HPCL Credit Card. It is a fuel credit card that offers benefits on your fuel transactions at HPCL outlets. Earn discounts when you spend on utility payments, grocery, and departmental store purchases.
- Welcome gift of 2,000 reward points on card activation and fee payment.
- 2 PAYBACK points on spending ₹100 for retail purchases.
- 5% cashback on each spend at HPCL fuel pumps
- Up to 25% discount on booking two movie tickets through the BookMyShow app and INOX twice a month.
- Complimentary domestic airport lounge access for a minimum spend of ₹5,000 in a quarter of the year.
- Complimentary 24×7 Roadside Assistance services.
Amazon Pay ICICI Credit Card
It is a lifetime free card and has no annual charges. Amazon Pay ICICI Credit Card is an easy-to-use basic card and helps you enjoy the maximum benefit while shopping using the Amazon flagship programme, Amazon Prime.
- Every Amazon Prime member can earn 5% cashback on all Amazon spends.
- Every Amazon Non-Prime member can earn 3% cashback on all Amazon spends.
- Earn 2% cash back on Amazon Pay payments to over 100 partners.
- Earn 1% Amazon Pay Balance on every purchase including shopping, dining, travel, etc.
- Unlimited reward points and no limit over the Amazon Pay Balance that you earn or spend.
ICICI Bank MMT Platinum Credit Card
It is a no-annual fee credit card and one of the best travel credit cards available right now. ICICI Bank collaborated with MakeMyTrip to offer attractive lifestyle privileges. It comes with travel and hotel bookings offers, along with complimentary airport and railway lounges access in India.
Here is an elaborated list of the rewards you can earn as ‘My Cash’ using the ICICI Bank MMT Platinum Credit Card.
Category | My Cash Earned (per ₹200) |
All domestic spends made without MakeMyTrip | ₹1.00 |
All International spends made without MakeMyTrip | ₹1.25 |
Flight bookings via MakeMyTrip | ₹2.00 |
Hotel and holiday bookings via MakeMyTrip | ₹3.00 |
For every annual spend of ₹2.5 lakh | ₹1,000 annually |
For ₹50,000 spend on flights, hotels, and holiday bookings through MakeMyTrip | ₹1,000 annually |
Other benefits are:
- Up to 25% discount on booking two movie tickets through the BookMyShow app and INOX twice a month.
- Exclusive dining offers via the ICICI Bank Culinary Treats Programme.
- Complimentary railway lounge accesses.
- Complimentary domestic airport lounge access for a minimum spend of ₹5,000 in a quarter of the year.
Jorden Smith is a passionate writer and researcher with a knack for exploring news and website reviews. With a keen eye for detail and a love for uncovering hidden gems, Jorden’s work is always thorough and informative. When not busy writing, Jorden enjoys traveling and discovering new places. Stay tuned for more insightful articles from this up-and-coming writer.